Cashie LLC Privacy Policy

Cashie LLC ("Cashie," "we," "us," or "our") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website at https://www.cashie.com and our loan and peer-to-peer investment services (collectively, the "Services").

By using our Services, you consent to the data practices described in this Privacy Policy.

1. Information We Collect

1.1 Personal Information You Provide

When you create a Cashie User Account or use our Services, we collect:

  • Identity Information: Full legal name, date of birth, Social Security Number or Tax Identification Number
  • Contact Information: Email address, physical mailing address, mobile phone number
  • Financial Information: Bank account details, debit card information, transaction histories, balance information
  • Verification Documents: Government-issued ID, business registration documentation (for business campaigns)
  • Campaign Information: Campaign descriptions, funding goals, reward structures, media content

1.2 Third-Party Account Information

To provide our Services, we access information from your accounts at other financial institutions, including:

  • Bank account transaction histories
  • Balance information
  • Account details and status
  • Other financial data maintained by third parties with whom you have relationships

1.3 Automatically Collected Information

When you use our Services, we automatically collect:

  • Device Information: IP address, browser type, operating system, device identifiers
  • Usage Data: Pages visited, features used, time spent on our platform, click patterns
  • Location Data: General geographic location based on IP address
  • Communication Records: SMS messages, email communications, customer support interactions

1.4 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Improve our Services and user experience
  • Provide targeted content and communications

2. How We Use Your Information

We use your personal information for the following purposes:

Service Provision
  • Creating and maintaining your Cashie User Account
  • Processing loan campaigns and peer-to-peer investments
  • Facilitating electronic fund transfers and payments
  • Providing portfolio management and analytics tools
  • Verifying your identity and preventing fraud
Communication
  • Sending service-related notifications and alerts
  • Providing campaign updates and promotional opportunities
  • Responding to customer support inquiries
  • Delivering tax documentation (1099 forms)
  • Sending policy updates and terms of service changes
Business Operations
  • Complying with legal and regulatory requirements
  • Conducting internal business analysis and reporting
  • Improving our Services and developing new features
  • Detecting and preventing fraudulent or illegal activities
  • Enforcing our Terms of Service
Marketing and Promotion
  • Identifying trending campaigns and potential contributors
  • Sending promotional communications about relevant opportunities
  • Personalizing your experience on our platform

3. How We Share Your Information

3.1 Service Providers

We share your information with trusted third-party service providers who assist us in:

  • Processing payments and electronic fund transfers
  • Accessing third-party account information
  • Providing customer support services
  • Conducting identity verification and fraud prevention
  • Delivering communications and notifications
3.2 Legal and Regulatory Compliance

We may disclose your information when required by law or to:

  • Comply with court orders, subpoenas, or government agency requests
  • Respond to legal process and investigations
  • Protect our rights, property, or safety
  • Enforce our Terms of Service
  • Prevent fraud or illegal activities
3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections outlined in this policy.

3.4 Consent-Based Sharing

We may share your information with other parties when you provide explicit consent, such as:

  • Sharing campaign information with potential contributors
  • Connecting with third-party financial institutions
  • Participating in promotional activities

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as necessary to:

When information is no longer needed, we securely delete or anonymize it in accordance with our data retention policies.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

6.1 Access and Portability

  • Request access to the personal information we hold about you
  • Receive a copy of your information in a portable format

6.2 Correction and Updates

  • Correct inaccurate or incomplete personal information
  • Update your account information through our platform

6.3 Deletion

  • Request deletion of your personal information, subject to legal and contractual obligations
  • Close your Cashie User Account

6.4 Opt-Out Rights

  • Unsubscribe from marketing communications
  • Withdraw consent for certain data processing activities
  • Opt out of SMS messaging and telephone communications

To exercise these rights, please contact us at support@cashie.com.

7. Electronic Communications Consent

By using our Services, you consent to receive communications electronically, including:

You may withdraw your consent to electronic communications, but this will result in the closure of your account and termination of Services.

8. SMS and Telephone Communications

By providing your phone number, you consent to receive:

Standard message and data rates may apply. You can opt out of these communications at any time, but this may limit your access to certain Services.

9. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will delete such information promptly.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

11. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

We do not sell personal information to third parties.

12. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of material changes by:

Your continued use of our Services after the effective date of the updated Privacy Policy constitutes your acceptance of the changes.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: support@cashie.com

Mailing Address: Cashie LLC 8 The Green STE A Dover, DE 19901

Website: https://www.cashie.com

This Privacy Policy was last updated on October 04, 2025.